99designs offers two payment providers:
- Payoneer: No withdrawal fee, free activation; low charges apply, 24-48 hour turnaround
- PayPal: No withdrawal fee; charges apply, 2-3 day turnaround
Payments are processed on business days only. Business days do not include Saturdays, Sundays, or public holidays.
How to save on payment provider fees
If you win multiple contests and/or are working on multiple 1-to-1 Projects, you can reduce fees by saving your earnings in your 99designs account and then requesting a single payout for all of them.
Both payment providers may charge you additional fees depending on your location. Check their websites to see which is most cost-effective for you.
More about Payoneer
Payoneer is the most cost-effective payout option we offer. Activation is free for 99designs' designers, monthly fees are minimal and payment processing takes just minutes.
Payoneer offers three services:
- Payoneer Prepaid Debit MasterCard: Receive payments directly to your Prepaid card. With immediate load, funds will be available within one hour after being processed by 99designs. The card is reloadable and can be used in stores, online, or at the ATM in your local currency anywhere MasterCard is accepted.
- Global Bank Transfer: You will be paid directly to your bank account in your local currency.
- Direct Deposit: U.S. designers receive direct deposit payments from 99designs directly to their Payoneer Prepaid Debit MasterCard, using the ACH network.